For many, Switzerland offers a picturesque retreat from day-to-day life, with an opportunity for excitement and adventure at every turn. But, how does this stunning country compare to the rest of the world for family living?
As a country best known for its stunning landscapes, rich cultural heritage, and exciting activities, Switzerland offers a unique setting for families looking to settle or explore. From the majestic Alps to the pristine lakes, every corner of this country presents an opportunity for adventure, relaxation, and quality family time.
Discover more about the best family-friendly activities, the world-class Swiss education system, healthcare, and luxury Swiss property, as we take a look at why Switzerland is often rated one of the best places to live with a family.
The OECD Better Life Index showed that Switzerland scores above average in many areas, including – health, education, and work-life balance, making it an attractive candidate for families with children of all ages.
Housing & Luxury Swiss Real Estate
One of the first decisions you’ll make is where to live. Switzerland has many great options – each with its unique appeal – Geneva, Crans-Montana, Zurich, and more.
Did you know? In Switzerland, the average home has 1.9 rooms for each person.
Here are some great locations if you are planning on living in Switzerland:
| Location | Key Features | Average Rent (3-Bedroom Apartment) | Average Buying Price (per Square Meter) |
| Zurich | – Largest city – Vibrant urban life – Excellent schools |
CHF 2,500 – CHF 4,500/month | CHF 12,000 – CHF 15,000 |
| Geneva | – International atmosphere – Lake views – Diplomatic hub |
CHF 2,800 – CHF 5,000/month | CHF 12,000 – CHF 18,000 |
| Basel | – Quiet place – Cultural scene – Pharmaceutical centre |
CHF 2,200 – CHF 4,000/month | CHF 9,000 – CHF 13,000 |
| Bern | – Capital city – Medieval architecture – Strong job market |
CHF 2,000 – CHF 3,800/month | CHF 8,500 – CHF 12,000 |
| Crans- Montana |
– Renowned for skiing – Upscale resort town – Panoramic views |
CHF 2,000 – CHF 3,500/month | CHF 9,000 – CHF 12,000 |
| Lake Geneva (Region) |
– Picturesque lakeside – Luxury living – Cultural attractions |
CHF 2,500 – CHF 4,500/month | CHF 10,000 – CHF 15,000 |
| Champéry | – Traditional alpine village – Ski resort – Family-friendly |
CHF 1,800 – CHF 3,000/month | CHF 8,000 – CHF 11,000 |
| Grimentz | – Authentic Swiss village – Great for outdoor activities – Lower cost of living |
CHF 1,500 – CHF 2,800/month | CHF 7,000 – CHF 10,000 |
| Verbier | – Premier ski destination – Vibrant nightlife – Luxury Properties |
CHF 2,500 – CHF 4,500/month | CHF 12,000 – CHF 16,000 |
| Zermatt | – Iconic Matterhorn views – Exclusive resort – Car-free village |
CHF 3,000 – CHF 5,000/month | CHF 15,000 – CHF 20,000 |
| Villars | – Alpine charm – Family-friendly – Great for skiing and hiking |
CHF 2,000 – CHF 3,500/month | CHF 9,000 – CHF 12,000 |
The cost of renting or buying property can be very high, and the demand often exceeds supply. For families, buying a house in Switzerland is usually better than renting.
Over the past 20 years, property prices have risen by 84.1%, making real estate a strong long-term investment. Switzerland offers great opportunities for property investment, and foreigners can buy real estate with some regulations. Owning property gives you freedom and stability when living in Switzerland.
As Swiss real estate experts, we specialise in matching the right property to you and your family’s needs. Contact one of our team today to discuss our property listings for more.
Healthcare System
Switzerland has a world-class healthcare system – consistently ranked among the best globally. Around 81% of people living in Switzerland say they are in good health. The system is based on mandatory health insurance – which every resident must purchase within three months of arrival.
This insurance covers basic healthcare services – such as visits to the doctor, hospital stays, and emergency treatment. In addition to public insurance, you can choose supplementary private health insurance to cover extra services like private rooms during hospital stays or alternative therapies.
Did you know? Switzerland has one of the highest life expectancies among OECD countries at nearly 84 years.
| Type of Cost | Average Amount |
| Basic Health Insurance | CHF 300 – CHF 500 per month per person |
| Out-of-Pocket Expenses | CHF 200 – CHF 300 annually |
Education and Schools
Switzerland offers excellent educational opportunities with a diverse range of – public, private, and international schools. The Swiss public school system is of high quality, free, and generally considered the best option for families planning to stay long-term.
Public schools are run by the cantons, so the curriculum and language of instruction (German, French, or Italian) will depend on where you live. For families who prefer an English-language education or a curriculum similar to what they have back home, Switzerland has many international schools.
Higher education in Switzerland is supported by some of the world’s leading universities and research institutions, such as ETH Zurich and the University of Geneva. Data shows that – 89% of adults aged 25-64 living in Switzerland have finished upper secondary education.
| Type of Education | Average Cost |
| Public Schools | Generally free; Costs for textbooks, extracurricular activities, and school trips may apply |
| Private Schools | CHF 15,000 – CHF 30,000 per year |
| University Tuition (Swiss Students) | CHF 1,000 – CHF 2,000 per year |
| University Tuition (International Students) | CHF 4,000 – CHF 10,000 per year |
Job Prospects and Work-Life Balance
Living in Switzerland offers a range of job opportunities – especially in industries like finance, pharmaceuticals, engineering, and technology. The country’s unemployment rate is low, and salaries are among the highest in the world, reflecting the high cost of living.
Take a look at these stats:
- The employment rate in Switzerland is 79.9%.
- Swiss people earn an average of approximately €61,580 or £53,570 per year.
- 80% of people aged 15 to 64 who are working-age have a paid job.
Switzerland is also known for its excellent work-life balance. Many companies offer flexible working hours and remote work options.
Did you know? People living in Switzerland spend about 15 hours a day on personal care and leisure.
Income and Standard of Living
Switzerland is known for its high standard of living – which reflects the country’s strong economy and high average income. Swiss residents benefit from excellent infrastructure, public services, and a high quality of life.
Did you know? The average household disposable income per person living in Switzerland is €37,470 or £32,770 per year. And the average household wealth is much higher than the OECD average of €303,070 or £263,250.
Cuisine & Gastronomy
Swiss cuisine is diverse and heavily influenced by its neighbouring countries—France, Germany, and Italy. Traditional Swiss dishes like fondue, raclette, and rösti are well-known, but there is much more to explore.
Each region has its specialities, from Zurich-style sliced veal to Ticino’s risotto. Switzerland is also famous for its high-quality dairy products, including cheese and chocolate.
Outdoor Activities & Leisure
Switzerland is an outdoor enthusiast’s paradise – offering endless opportunities for adventure.
Outdoor Activities
- Winter: Skiing, snowboarding, and family-friendly resorts with lessons for children.
- Summer: Hiking, biking, and swimming in mountain lakes.
- National Parks: Trails for all levels, from easy walks to challenging hikes.
Leisure Activities
- Cities and Towns: Sports clubs, swimming pools, ice rinks, and playgrounds.
- Cultural Activities: Museums, concerts, and historic sites.
Did you know? The life satisfaction rate in Switzerland is 7.5 out of 10.
The total cost of outdoor and leisure activities in Switzerland can range from CHF 100 to CHF 500 per month – depending on the type and frequency of activities.
Transportation & Accessibility
Switzerland’s public transportation system is highly efficient, clean, and reliable. The country has an extensive network of trains, trams, buses, and boats that connect even the most remote areas. The Swiss Travel Pass offers unlimited travel on the network – which can be a great deal for families who plan to explore.
Most Swiss cities are very walkable, and biking is also a popular mode of transportation. Car ownership is not necessary in most urban areas – but having a car can be useful if you live in a rural area.
| Transport Type | Average Cost |
| Public Transport (Monthly Pass) | CHF 70 – CHF 150 |
| Single Bus/Tram Ticket | CHF 2.50 – CHF 5 |
| Taxi (per km) | CHF 3.50 – CHF 5 |
| Car Rental (per day) | CHF 60 – CHF 150 |
| Train Ticket (Intercity, one-way) | CHF 25 – CHF 50 |
Geography and Climate
Switzerland’s geography is incredibly diverse – ranging from towering Alpine peaks to rolling hills and serene lakes. This diversity allows for a wide range of activities and experiences. The climate varies significantly by region and altitude.
Generally, summers are warm, with temperatures ranging between 20°C to 30°C (68°F to 86°F), while winters can be cold and snowy, especially in the mountains.
Did you know? 96% of people living in Switzerland are satisfied with the quality of water and the environment.
Safety & Security
Switzerland is one of the safest countries in the world – with low crime rates and a strong sense of public safety. Also, Switzerland has well-established emergency services, including police, fire departments, and medical services, that are accessible and reliable.
Did you know? 86% of people living in Switzerland feel safe walking alone at night, and the homicide rate is 0.3 – which is much lower than the OECD average of 2.6.
Wrapping Up
Living in Switzerland with your family can be a rewarding experience – offering a safe, clean environment, excellent education, and countless opportunities for outdoor adventures. And guess what? Buying property in Switzerland is a major investment and a chance to improve your quality of life. With careful planning and expert help from Mansion Properties – you can relocate with your family to one of Europe’s most popular countries. Contact out team today to discuss our property listings in Switzerland, and find out more about Swiss real estate investment benefits.
FAQs
What do foreigners need to buy property in Switzerland?
Foreigners need permission from local authorities to buy property. There are specific rules about the size and type of property they can purchase.
Can non-EU citizens buy property in Switzerland?
Yes, non-EU citizens can buy property in Switzerland, but they face strict rules.
Can I get residency in Switzerland by buying property?
Buying property alone doesn’t guarantee residency. Significant investments might help – but you need to apply for a residency permit separately.
Are there areas in Switzerland where foreigners can’t buy property?
Yes, in some tourist areas called ‘holiday zones’ foreigners face more restrictions on property purchases.
